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    • Home
    • What Are Living Benefits
    • Term Pricing
    • Our Team in The Media
    • Changing Lives
    • Contact
Living Benefits Team
  • Home
  • What Are Living Benefits
  • Term Pricing
  • Our Team in The Media
  • Changing Lives
  • Contact

For The Road Ahead

For The Road AheadFor The Road AheadFor The Road Ahead

 

Protect Your Future 

Term Life Insurance with Living Benefits

Get A free Quote

For The Road Ahead

For The Road AheadFor The Road AheadFor The Road Ahead

 

Protect Your Future 

Term Life Insurance with Living Benefits

Get A free Quote

Our Commitment to you

 You devote yourself to caring for and supporting your family, focusing on future generations. 


 But who’s looking out for you?


Financial security is essential for you and your loved ones.


With Term life insurance featuring living benefits, you can ensure 

Peace of mind for both you and your family

 No matter what life brings.
 

Rates As Low As $16 Per Month

Get a Quote

“Chris is like my dictionary. This is why I trust him to manage both the day-to-day operations of the business and the relationships I have spent 30 years building.”


Rich "Big Daddy" Salgado

 Watch Our Latest Video! 

Personalized Design Options

Permanent Life Insurance

Permanent life insurance is a type of policy intended to last for your entire lifetime. 


There are two primary types of Permanent life insurance: 

Whole life insurance and Universal life insurance.


Term With Living Benefits

 

This option offers financial support when you need it most—while living. 

Living benefits can help cover expenses in case of 

Critical or Chronic Illness 

or even a serious injury 

Tax-free lump sum or monthly income can ease the burden during a difficult time.

Traditional Term

 

Provides a death benefit at the most affordable monthly premium. 

We only work with A-rated companies to get you the best price.

"Chris is more than just my trusted adviser—he’s a friend who truly cares about my well-being and success."


Stanley Cup Champion #72 Sergei Bobrovsky

Simple Affordable Complete Coverage

Term With Living Benefits

  • John Doe 35-year-old Female
  • Policy Type: 30-Year Term 
  • Death Benefit: $500,000
  • Monthly Premium: $46
  • No Medical Required



Tax-Free Living Benefit Payout

  • Chronic Illness Benefit: $5,000 per month
  • Critical Illness or Injury Benefit: Up to $396,000
  • Alzheimer's Disease Benefit: up to $336,000 



Term Without Living Benefits

  • John Doe 35-year-old Female
  • Policy Type: 30-Year Term 
  • Death Benefit: $500,000
  • Monthly Premium: $34
  • No Medical Required

No Medical Required

We always remind ourselves that while we’re honored to serve clients who are Super Bowl and Stanley Cup champions, it’s the hardworking families, teachers, and first responders who are the heartbeat of what we do. We’re grateful for the trust you place in us every day.


Managing Partner Christopher Muro

Why Choose Living Benefits Team?

Expertise

Solutions for Every Need

Solutions for Every Need

 Our Team of Insurance Experts Has over 25 Years of Experience. 


We Serve a Wide Range of Clients


✅ Professional athletes


✅ Teachers 

 

 ✅ First responders

  

 ✅ Business owners 

 

 ✅ Individuals from 

     All Walks of Life


  

Solutions for Every Need

Solutions for Every Need

Solutions for Every Need

 Cash Value


Build wealth while protecting your loved ones


Permanent Coverage


Secure lifelong protection with guaranteed benefits


Retirement Planning


Supplement your retirement income with tax-advantaged policies


Estate Planning


 Preserve and efficiently transfer your wealth to future generations


Premium Financing


 Leverage borrowed funds to pay premiums on large policies, potentially maximizing your coverage while preserving capital 

Customer Service

Solutions for Every Need

Customer Service

Partnering with a licensed insurance agent for life insurance offers personalized service that online quotes can't match. 


Our agents understand your Priorities and provide tailored quotes from top A-rated companies.


This personalized approach ensures you get the right coverage that truly fits your needs. 

We Are Here For You!

J.R.'s Living Benefits Story

 "You don't think it's going to be you, and then it is."  

Living Benefits helped him in the fight against cancer

 We Got You Covered! 

For My Girls

 

 There when you need us most!

 

Built in Living Benefits at No Cost

Critical Illness

Critical Injuries

Critical Illness

 

  • Cancer 
  • Heart Attack
  • Stroke
  • ALS 
  • Alzheimer’s Disease
  • Cystic Fibros

Chronic Illness

Critical Injuries

Critical Illness

  •  You may qualify for benefits to help cover the costs of a live-in nurse or a specialized facility. 

Critical Injuries

Critical Injuries

Critical Injuries

 

  • Coma
  • Paralysis
  • Severe Burns
  • Traumatic Brain Injury 

Affordable Options to Fit Your Monthly Budget

With Our Team It's All Access

Frequently Asked Questions

Please reach us at

 chris.muro@livingbenefits-team.com 

You will deal directly with an agent to explore all the options available. 


The amount of coverage you need will depend on your specific needs and budget. Our agents can help you determine the appropriate amount of coverage.


We offer insurance options from the following companies and more:

- Ameritas Life Insurance

- Assurity Life Insurance Company

- Banner Life Insurance

- Columbus Life Insurance Company

- Corebridge Financial 

- Foresters

- John Hancock

- Lincoln National Life 

- Minnesota Life

- National Life Group

- Nationwide

- North American 

- Pacific Life 

- Principal 

- Protective 

- Prudential Financial

- SBLI 

- Symetra Life Insurance Company

- Transamerica

- United of Omaha




Connect With Us

Contact Us

Thank you for considering us for your family's needs

  Take the first step toward securing your future.


 Connect with us to explore how a policy can be customized to your needs, providing the 

Peace of Mind and security you deserve.

Our team is here to guide you

2424 North Federal Highway, Boca Raton, Florida 33431, United States

Phone (561) 715 -1510 Email: chris.muro@livingbenefits-team.com

Contact Us

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